Credit Manager – Business Loan, Personal Loan & LAP

3 - 8 Years
Bengaluru, Delhi, Mumbai, Navi Mumbai, Mumbai Suburbs

Job Description

JOB DESCRIPTION
Lead and managing a team of Credit Officer
Train the underwriting team to ensure high quality credit appraisal of loan proposals within the agreed TAT.
Regular functional training for business team & credit team across retail & LAP products
Responsible for peer-review process in underwriting & field visit review process in sampling to ensure that the credit mechanism is robust and scalable
Responsible for publishing Branch credit quality scores and red-alert reports to the senior management team based on the inputs from underwriting & credit intelligence team.
Responsible to monitor construction completion for fully disbursed cases in retail loan to comply with regulatory norms.
Analysis of regular bouncing customers to identify the lead indicators of portfolio stress and provide suitable inputs to the senior management team to fine tune the credit policy
Follow-up on bounce collection through branch and business team to ensure zero delinquency.

Salary: Not Disclosed by Recruiter

Industry:Banking / Financial Services / Broking

Functional Area:Financial Services, Banking, Investments, Insurance

Role Category:Corporate Banking

Role:Credit Manager-Corporate Banking

Keyskills

Desired Candidate Profile

Please refer to the Job description above

Company Profile

Axis Finance Limited

Axis Finance Limited (AFL) is a Non- Banking Financial Company (NBFC) which provides Wholesale and Retail lending solutions to Corporate and Retail customers respectively across geographies and businesses.

As a wholly owned direct subsidiary of Axis Bank, Axis Finance Limited endeavours to offer complementary financial solutions to its customers who have unique financing requirements. Our portfolio of products on the retail side include Loan Against Debt Mutual Funds & Bonds and Loan Against Property. In the Wholesale lending space, we cater to Special Situations Funding, Structured and Mezzanine Financing and Real-Estate Financing requirements of Corporates.

We strive to foster robust relationships with our clients and to be a preferred financial solutions provider.
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Contact Company:Axis Finance Limited